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| Variable Universal Life Insurance -- Pros and Cons from Life Insurance .Net |
home site map education term vs. permanent how much do you need? income replacement calculator choosing a life agent questions to ask glossary resources life insurance annuities long term care aboutsurance blends the features found in variable life and universal life, offering a choice of underlying investment accounts, flexible premiums and adjustable death benefit. the amount of the deathrs the opportunity to build up significant cash value. but stock markets fluctuate in the short term; if you die when values are down, vul policies guarantee that a minimum death benefit will still bee risks inherent in the underlying securities investments. vul products are therefore regulated by federal securities laws and the sec, and must be sold with a prospectus. pros: variable-universaled to the performance of various securities markets, it may provide an important hedge against inflation. this can help keep the value of your life insurance policy from eroding due to rising costs ofs must be high enough to cover the cost of insurance, mortality and expense charges, and expenses associated with the underlying funds. you must have at least a basic understanding of stocks, bondsbetter for younger policyowners with long-term investment horizons. the policy's success is dependent on the investments you make, and may lose value. other types of life insurance: term life
http://www.lifeinsurance.net/about-variable-universal-life-insurance.htm - 5k
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http://www.lifeinsurance.net/about-variable-universal-life-insurance.htm
2005-12-03 20:26:22
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